Estate Planning


Estate planning can be a challenging process.  There are many questions that need to be answered and making the wrong decisions can have dire consequences.  By working with one of the planners at Heritage Financial you can get experienced guidance on how to structure your estate plan.

One of the most difficult parts of the estate planning process comes from the simple fact that in creating an estate plan, you are facing your own mortality.  Not a pleasant concept to say the least!  We can help take some of the fear and negativity out of the process and help you develop an estate plan that honors your values and priorities.

At Heritage Financial we work with your Estate Planning attorney to develop your plan.  While many estate planning attorneys have experience in the preparation of the legal documents and framework of an estate, a Certified Financial Planner® Designee brings financial and insurance experience into the equation as well.  Don’t have an attorney? We have several excellent attorneys we can recommend.

Where many of Heritage Financial’s clients have found our services invaluable is in the process of administering an estate after a loved one has passed.  From organizing the estate’s finances to recommendations for estate distribution we can help simplify the estate settlement process for you.  Having difficulties finding common ground with other estate beneficiaries?  Let us help you find an equitable solution.

Securities and advisory services offered through LPL Financial (LPL), Member FINRA/SIPC, a Registered Investment Advisor. Heritage Financial, LPL and all entities herein are separate and unrelated companies. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, CO.  See “Home Page” for full disclosure statement.  LPL does not provide tax or legal advice.